Ontario's Go-To Real Estate Lawyer

Purchasing Real Estate?

Our team of Real Estate Lawyers are equipped to successfully close your real estate transaction. Whether you’re in the process of purchasing a home, selling one.

Securing Property Purchase: The Role of Real Estate Lawyers

In a purchase transaction, a real estate lawyer will assist you in several key ways:

  • Review of the purchase agreement and other documents to ensure they protect your interests.
  • Review of the agreement of purchase and sale (typically prepared by the real estate agent) to ensure it meets your needs and you understand all terms.
  • Conduct title searches to check for any outstanding issues that could affect your ownership.
  • Act on behalf of the lender, receiving mortgage instructions from the bank.
  • Prepare documents for you to sign prior to the closing once mortgage instructions are received.
  • Schedule a meeting to review and sign all necessary paperwork, and pay any remaining fees or costs.
  • Coordinate with the seller’s lawyer to transfer funds once mortgage funds are received.
  • Be available to answer any questions you may have along the way.
  • Provide assistance throughout the purchase process to ensure it goes smoothly.

If you are planning to purchase a property ensure you have a real estate lawyer by your side. They will help you understand the documents, safeguard your interests, and ensure a smooth purchase process.

How Does a Real Estate Lawyer assist
in a Purchase Transaction?

Initial Meeting & Document Preparation

The real estate lawyer will review the purchase agreement to make sure that it is fair and protect your interests. If an agreement has already been firmed, the lawyer will work within the agreement to protect your interests.

Title Search

In ensuring your property is free of any outstanding debts or liens, the real estate lawyer will conduct a title search. The title search will also reveal any easements or right of ways that may be attached to the property.

Review & Sign Paperwork

Once documents have been prepared, the lawyer will schedule a time for you to sign them. The closing documents cannot be fully prepared until the lawyer receives mortgage instructions from your lender.

Transfer of Funds

Once all of the paperwork has been completed and the mortgage funds have been received, the lawyer will disburse the purchase price to the seller. The real estate lawyer will also transfer the title to the property from the seller to the buyer.

Transferring Title

The property's title is transferred from the seller to the buyer after the final step of exchanging money. The real estate lawyer will handle this and coordinate with the seller's lawyer.

Closing Report

A closing report prepared by a real estate lawyer will outline all of the documents connected to your purchase. The report is generally e-mailed within a week following the closing.

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Question (FAQs)

A real estate lawyer can assist you in a number of ways, including:

-Reviewing the agreement of purchase and sale

-Searching the title to the property to make sure there are no outstanding mortgages or other claims against the property

-Arranging for title insurance

-Ensuring that real estate taxes have been paid prior to ownership change

-Preparing and reviewing documents

-Transferring ownership of the property from the seller to the buyer

-Answering any questions you may have about the real estate transaction process.

Land Transfer Tax is a tax that is payable to the Province of Ontario (or the corresponding municipality) at the time that you take ownership of real estate. The amount of tax that is payable is calculated based on the value of the real estate being purchased. In Toronto, in addition to LTT, there is also a Municipal Land Transfer Tax, which is calculated in the same manner.

The amount of tax that is payable can be found on the Land Transfer Tax Calculator.

Title insurance is an insurance policy that protects you from certain losses that may arise as a result of problems with the title to your property. The premium for the policy is paid once and covers you for as long as you own the property.

In Ontario, there are four title insurance providers: First Canadian Title, Title Plus, Stewart Assyst & Chicago Title.

A title search is an examination of the public records to determine the current owner of real estate and to verify that there are no outstanding claims or encumbrances against the property. The title search will also reveal any easements or right of ways that may be attached to the property.

Some common real estate transaction disbursements include: Title Search Fee Land Transfer Tax Title Insurance Software Fees Courier & Travel Fee Electronic Mortgage Instruction Fees Registration of Transfer & Charge These are just some of the many fees that may be associated with a real estate transaction.

Your real estate lawyer will be able to provide you with a more complete list of disbursements that may apply to your specific situation.

Need a Consultation?

Every Person Who Walks Through Our
Door Is Important To Us.
  • All communications with your lawyer & law clerk via phone and/or email
  • One in-person or virtual signing appointment
  • Review of the Agreement of Purchase & Sale
  • Communication with the realtor’s office for commission payments
  • Preparation of all legal closing documentation
  • Discharge of one mortgage (If Applicable) 
  • All internal disbursements such as photocopies, faxes, couriers etc.
  • A stress-free closing day!

As with every law firm, disbursements are extra.  In real estate transactions, these fees differ and depend on the type of transaction. These can include fees for title search, title insurance, deed registration, certified cheques and so forth.

Nothing is due until the closing day itself.  Disbursements and the lawyer fees are drawn from the closing proceeds (if selling) or from the down-payment cheque (if buying).

Contact us for any questions or a detailed quote. 

What’s included in the fixed one-time fee?


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